Terms of Service

Last updated 19 October 2026

These terms apply to thepaymentsnotes.com (thePaymentsNotes). By using the site you agree to them. If you do not agree, please do not use the site.

Information only

The content on this site is for information and learning. It is not financial, investment, legal or compliance advice. Check the primary sources and get professional advice before you make decisions.

The readiness report

The readiness report is automated and best effort. It reads only public pages, it can miss things or be wrong, and it is not a certification or an audit.

Acceptable use

Please use the readiness scanner and the MCP server fairly. Do not:

• try to get around the rate limits or daily limits;
• run automated bulk scans;
• use the scanner to attack, overload or probe websites or systems;
• try to access data that is not public.

We may block requests that break these terms.

Links and content from others

The site links to other websites and embeds content from other services, such as Substack. We are not responsible for their content, terms or privacy practices.

No warranty

The site and its content are provided as is, without warranties of any kind. As far as the law allows, we are not liable for any loss that comes from using the site or relying on its content.

Privacy

Our Privacy Policy explains what data the site handles.

Changes

We may change these terms or the site at any time. The date at the top shows the latest version.

Contact

Questions about these terms: thepaymentstack@gmail.com.